Terms & Conditions

1. About Our Services

Shri Finserv provides information and services related to vehicle financing, including loans for eligible vehicles.

Submission of a loan application does not guarantee approval. All loan applications are subject to eligibility criteria, document verification, credit assessment, internal policies, applicable regulations, and approval by the relevant lender.

2. Eligibility

To apply for a vehicle loan, applicants may be required to meet eligibility requirements relating to factors such as:

• Age
• Income or business profile
• Employment or business stability
• Credit history
• Residential status
• Vehicle type and value
• Documentation requirements

Eligibility criteria may vary depending on the loan product and lender.

3. Loan Application

You agree to provide accurate, complete, and current information while submitting an enquiry or loan application.

Providing incorrect, misleading, fraudulent, or incomplete information may result in rejection or cancellation of the application.

We may request additional documents or information for identity verification, credit assessment, regulatory compliance, or loan processing.

4. Loan Approval

Loan approval, loan amount, tenure, interest rate, EMI, processing charges, down payment requirements, and other conditions are determined after assessment of the applicant and the proposed vehicle.

Any EMI, interest rate, eligibility amount, or repayment calculation displayed on the website is indicative unless specifically stated otherwise in an official loan agreement or sanction letter.

5. Interest Rates and Charges

Applicable interest rates, processing fees, documentation charges, late-payment charges, foreclosure or prepayment charges, and other fees will be communicated to the borrower as applicable.

The final charges applicable to a loan will be those specified in the official loan documents accepted by the borrower.

6. EMI Calculator

Any EMI calculator available on this website is provided for informational purposes only.

Actual EMI amounts may vary depending on the approved loan amount, applicable interest rate, tenure, fees, taxes, repayment schedule, and lender policies.

Calculator results should not be considered a loan offer, sanction, or financial commitment.

7. Documents

Applicants may be required to provide documents including identity proof, address proof, income proof, bank statements, photographs, vehicle-related documents, and other information required for processing the application.

Documents submitted must be genuine, valid, and accurate.

8. Credit Assessment

Where permitted and required for processing an application, relevant financial or credit-related information may be obtained or verified through authorized service providers, credit information companies, financial institutions, or other lawful sources.

9. Website Information

We make reasonable efforts to keep information on this website accurate and updated. However, loan products, eligibility requirements, interest rates, fees, offers, and other information may change.

Information published on the website should not be treated as financial, legal, tax, or investment advice.

10. Third-Party Services

Our website may contain links to third-party websites, payment providers, insurers, vehicle dealers, lenders, credit agencies, or other service providers.

We are not responsible for the availability, content, privacy practices, products, or services of independent third-party websites.

11. Intellectual Property

All website content, including logos, text, graphics, icons, designs, images, software, and branding, is owned by or licensed to Shri Finserv, unless otherwise stated.

Content may not be copied, reproduced, modified, distributed, or commercially used without prior written permission.

12. Prohibited Use

You must not use this website to:

• Submit false or fraudulent information.
• Attempt unauthorized access to our systems.
• Introduce malicious software or harmful code.
• Interfere with the operation or security of the website.
• Misuse another person's identity or information.
• Use website content for unlawful purposes.

13. Limitation of Liability

To the extent permitted by applicable law, Shri Finserv will not be responsible for indirect, incidental, or consequential losses arising solely from the use or inability to use this website.

Nothing in these Terms excludes obligations or liabilities that cannot legally be excluded.

14. Privacy

Information collected through this website will be handled in accordance with our Privacy Policy.

By submitting information through the website, you acknowledge that your information may be processed for purposes connected with your enquiry, application, verification, servicing, and other purposes described in our Privacy Policy.

15. Changes to These Terms

We may update these Terms & Conditions periodically to reflect changes in our website, services, business practices, or applicable requirements.

The updated version will be published on this page with a revised "Last Updated" date.

16. Governing Law

These Terms & Conditions will be governed by the applicable laws of India.

Any dispute will be subject to the jurisdiction specified in the relevant agreement and applicable law.

17. Contact Us

For questions regarding these Terms & Conditions, contact: